Thank you Lexington Law Firm for sponsoring this post. A high service partner and consumer advocate that will help you fight for the credit you deserve!
I have a really…complicated relationship with my credit. It really stems back to when I was a teenager starting my college life full of debt. I always thought it was pretty crazy to be giving a (very) young adult the responsibility of loans and credit at such a young age, but I digress. I have had ups and downs in my credit and currently, it’s down. So today, I want to talk about how I’ve been working to repair my credit and a way you can start your journey too!
MY CREDIT
From credit cards, student loans, car loans, and even some medical bills, my credit has had quite a journey. I am so grateful for it in my times of need, like when my 1993 Dodge Stratus decided it was time to stop working on my way to work. Being able to get a loan for another car was so amazing.
Now, my credit has suffered from financial difficulties, lack of knowledge of credit, and just negligence on my own part. I’ve affected my credit which inadvertently may end up affecting parts of my life in the near or far future.
Every single year, millions of Americans are denied loans for homes and cars due to errors on their credit. In fact, I get denied loans currently because of how my credit is. When I look at my credit report, it can be really difficult for me to understand what exactly is happening. Even if I did find an error, these can take four months to correct from your report. Improving your credit can take time, but it absolutely can be done! We all have the right to good credit and the law is on our side to help fix any mistakes we may have. That’s why there are companies like Lexington Law Firm.
LEXINGTON LAW FIRM
Lexington Law Firm is one of the oldest and respected names in credit repair. They’re also the only player in this category with the legal experience and technology to both support and drive results for you. The best part? They offer packages that meet all of their client’s needs.
They believe you have the right to a fair, accurate, and substantiated credit report, and who doesn’t want that? Lexington Law Firm navigates the credit repair process by harnessing the power of knowledge that you most likely don’t have. They also use the law to fight for your right to good credit. We all deserve it and having someone by your side who believes it feels so good.
CREDIT REPORTS
One of the things I do to help repair my credit is to annually look at my credit reports for any discrepancies. However, even for me, it can be a little confusing to understand. You can be confused by the constant buying of collections accounts from agencies, sudden amounts you don’t recognize, or dates that don’t make sense. Even when you do find these errors, what’s next? Having someone there to help you through the credit repair process gives you peace of mind knowing someone is there fighting for you.
Lexington Law Firm has long-standing relationships with all three of the credit bureaus we all know so well. These relationships, and an incredible understanding of how getting errors removed works, enable them to communicate more routinely and efficiently for you. This takes away the stress on your part trying to figure it out yourself.
Lexington Law Firm is a CROA (Consumer Credit Protection Act) compliant organization. What this means is basically that it is regulated extensively with auditors and regulators. Just like you’d hire a CPA to manage your taxes or an MD for your health, you really should not demand anything less from your credit repair partner.
I have been spending the last few years working on my credit because I have big plans for our future. We need to be prepared. I want to be able to enjoy my life and have peace of mind knowing that my credit will not hinder me in the future. Where I can go on adventures, start a new one with my fiancé, or save up for our future without worry. Because of this, I am constantly looking for ways I can help others find what works for them. Having a credit repair consultant can be exactly what you need to get started on your journey.
